Board of Directors



William Lim is the President Director of PT. Kredit Biro Indonesia Jaya. He has been instrumental in establishing several bureaus including Credit Bureau Singapore, Credit Bureau Cambodia, Credit Bureau Malaysia and most recently, the Myanmar Credit Bureau. He sits on several boards including that of Dun & Bradstreet Singapore, Dun & Bradstreet Malaysia, Infocredit Holdings, Credit Bureau Cambodia and Credit Bureau Singapore.

A lawyer by training, he was previously with the Singapore Legal Service serving as a Deputy Registrar, Magistrate and District Judge before leaving for private practice. His areas of legal practice included litigation, corporate law, law of property and criminal law.



Michael Hadi was appointed as a Director of the Company in June 2016. He has been with the Company since the early days of its setting-up phase. Prior to joining the Company, he worked for several companies in banking and mining industries. He has a Bachelor’s Degree in Business (Banking and Finance) from Curtin University of Technology, Australia.



Rizana Noor has an extensive 20 years of experience in banking supervision function at Central Bank of Republic of Indonesia, including as a senior officer in banking information system development which spearheaded the establishment of Public Credit Registry at Central Bank of Republic of Indonesia, which was then used widely by financial institutions in Indonesia.

Appointed as Director of PT. Kredit Biro Indonesia Jaya based on the Decree of the Financial Services Authority (OJK) dated February 27th, 2018. He is an alumnus of the Faculty of Economics from Padjajaran State University and hold a Graduate Degree from School for International Management, International University of Japan.