Credit is an integral part of everyday modern life. From buying movie tickets, to paying for a meal at a restaurant or buying a car, credit is used. The most common use of credit is through credit cards. Knowing how to use credit wisely is a critical part of managing your finances and key to your financial health.
Understanding Your credit report
The credit report will include both summary and detailed report of all the loans and credit facilities that are related to you, including your repayment history which indicates whether you had repaid your loans in a timely manner.
To get your own credit report, you can simply visit our Head office during normal operational hours.
Please contact our representative at 021-5747435-37 should you require further assistance on this matter.
Several reasons why discrepancy may occur are error during data entry when financial institutions submit data to SID, technical errors and etc. Disputes are then raised to resolve the discrepancies. Disputes may be raised against inaccurate personal information, inaccurate credit profile history or inaccurate public information. KBIJ will assist if there are discrepancies in your credit report by passing it onto the respective member and then to the authority.
How does the dispute resolution process works?
For further information on KBIJ’s dispute resolution process, you may contact us at 0215747435-37 or at firstname.lastname@example.org .