By joining PT. Kredit Biro Indonesia Jaya you will have access to valuable real-time credit information at the tip of your fingers.
We will work with you to ensure the implementation of international best practices and industry standards that will increase your organisation’s competitive advantage.
KBIJ collates credit-related information from participating members and presents a comprehensive customer risk profile, helping credit grantors determine the likelihood of the customer repaying their loans, thus enhancing their risk assessment capabilities.
Our goal is to help credit grantors make better lending decisions quickly and objectively.
Your organisation will be able to effectively price risk, reduce non-performing loans, shorten turnaround and approval process on loan applications and improve loan portfolio risk visibility.